HDFC Ergo Health Suraksha Family Floater Silver - 7.5 Lacs to 50 Lacs Vs Max Bupa Health Companion Family Floater - 5,7.5,10 & 12.5 Lakh Health Plan Comparison
HDFC Ergo
Health Suraksha Family Floater
Silver
7.5 Lacs to 50 Lacs
Change plan
Max Bupa
Health Companion
Family Floater
5,7.5,10 & 12.5 Lakh
Change plan
Policy Tenures (Years)
1,2
1,2
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
100
Minimum Entry Age (Child)
91 days
91 days
Maximum Entry Age (Child)
21
21
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
0
No. of Day Care Treatments Covered
144
All
No Pre-Policy Medical Tests Age
17
Compulsory for all ages
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Actual expenses
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Optional
Hospital Cash Benefit
Optional
Optional
Ambulance Charges (Rs.)
3500
3000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered
Covered , Annual
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Actual expenses
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 5% on every renewal, for every claim-free year, subject to maximum accumulation of 50% of sum insured
Cashless Hospital Network
6000 hospitals across India
3500 hospitals across India
Free Look Period
15 days
15 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
Calculate Your Premium
Important: Insurance is the subject matter of solicitation | © 2009-2023 MyInsuranceClub.com
