India's 1st IRDAI Approved Insurance Web Aggregator

ICICI Lombard Health Booster Individual - 5 to 8,10 Lakh Vs Kotak General Insurance Kotak Health Care Family Floater Premium - 5 & 10 Lakh Health Plan Comparison

ICICI Lombard
Health Booster
Individual
5 to 8,10 Lakh
Change plan
Kotak General Insurance
Kotak Health Care Family Floater
Premium
5 & 10 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
100
65
Minimum Entry Age (Child)
3 Month
91 days
Maximum Entry Age (Child)
20
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
0
No. of Day Care Treatments Covered
150
149
OPD Benefit
No Pre-Policy Medical Tests Age
100
50
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
24
24
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Not Covered
Waiting period of 36 months
Newborn Coverage
Not Covered
Actual expenses for 90
Recharge of Sum Assured
Hospital Cash Benefit
Optional
Optional
Ambulance Charges (Rs.)
1% of the Annual Sum Insured maximum up to Rs. 500
1500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Covered , One coupon per individual policy
Covered , Free Health Check-up
Organ Donor Expenses
Actual expenses
Not covered
Ayurvedic Treatment
Actual expenses
Not covered
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 10% of Annual Sum Insured provided on each renewal for every claim-free year up to a maximum of 50%.
Yes, 10% on your Base Annual Sum Insured on renewal of this Policy, provided there has been no claim throughout the policy period up to a maximum of 50% of Base Annual Sum Insured.
Co-payment
Cashless Hospital Network
3500 hospitals across India
4000 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
Calculate Your Premium
Change Plan
Company name
Plan Name
Sum Assured
Compare
Important: Insurance is the subject matter of solicitation | © 2009-2023 MyInsuranceClub.com