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Kotak General Insurance Kotak Health Care Family Floater Premium - 15, 20 & 25 Lakh Vs Star Health Family Health Optima Family Floater - 25 Lakh Health Plan Comparison
Covered , benefit payable up to in Rs.3500/- available after every claim free year per policy
Organ Donor Expenses
Not covered
10% of Sum Assured , Subject to Maximum of 100000
Ayurvedic Treatment
Not covered
Rs. 20000
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 10% on your Base Annual Sum Insured on renewal of this Policy, provided there has been no claim throughout the policy period up to a maximum of 50% of Base Annual Sum Insured.
Yes, 25% of Sum Insured after first year if claim free and additional 10% for the subsequent years
Co-payment
20% of Sum Assured , 20% of each and every claim amount for fresh as we
