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Kotak General Insurance Kotak Health Care Premium - 5 & 10 Lakh Vs Star Health Star Comprehensive Policy Family Floater - 15 Lakh Health Plan Comparison
Covered , Up to 12,000/- once in a block of every 3 claim free years of continuous renewal
Organ Donor Expenses
Not covered
Not covered
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Covered
Cumulative Bonus
Yes, 10% on your Base Annual Sum Insured on renewal of this Policy, provided there has been no claim throughout the policy period up to a maximum of 50% of Base Annual Sum Insured.
Yes, claim free year bonus at 50% of the basic sum insured (max.100%) would be allowed
Co-payment
10% of Sum Assured , 10% of each and every claim made by insured person
