Liberty Videocon Liberty Health Connect Family Floater E-Connect - 3 to 5,7.5 & 75 Lakh Vs National Insurance Parivar Mediclaim Family Floater - 2,2.5,3,3.5,4,4.5 & 5 Lakh Health Plan Comparison
Liberty Videocon
Liberty Health Connect Family Floater
E-Connect
3 to 5,7.5 & 75 Lakh
Change plan
National Insurance
Parivar Mediclaim
Family Floater
2,2.5,3,3.5,4,4.5 & 5 Lakh
Change plan
Policy Tenures (Years)
2
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
60
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
25
25
Maximum Renewal Age
Lifelong
65
Fees of Surgeon, Anesthetic, Nurses etc
Actual
Fully Covered
No. of Day Care Treatments Covered
140
140
No Pre-Policy Medical Tests Age
50
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
30
30
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 15 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
1500
Not Covered
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Free Health Check up after a block of 2 Renewals with Us (irrespective of Claims History)
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Covered
Not covered
e-Opinion
Not covered
Not covered
Co-payment
% of Sum Assured , Diabetes o Hypertension-10%
Diabetes and Hyperten
Cashless Hospital Network
3300 hospitals across India
No Cashless Treatment
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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