Liberty Videocon Liberty Health Connect Individual Supreme - 2 to 6,7.5,10 & 15 Lakh Vs National Insurance National Mediclaim Plus Plan B - 15,20 & 25 Lakh Health Plan Comparison
Liberty Videocon
Liberty Health Connect Individual
Supreme
2 to 6,7.5,10 & 15 Lakh
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National Insurance
National Mediclaim Plus
Plan B
15,20 & 25 Lakh
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Policy Tenures (Years)
2
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
65
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
25
18
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
Fully Covered
No. of Day Care Treatments Covered
140
140
No Pre-Policy Medical Tests Age
50
45
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
30
30
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Waiting period of 24 months
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
2000
4000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
1A lump-sum of Rs. 10,000 payable in continuous hospitalization of more than 10 days
Health Check up
Covered , Free Health Check up after a block of 2 Renewals with Us (irrespective of Claims History)
Covered , Every 2 yrs., up to INR 2,000
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, Increase in SI by 5% of SI (excluding CB) per year up to 50% of SI (excluding CB)
Co-payment
20% of Sum Assured , 20% of admissible claim if treatment taken in non-
Cashless Hospital Network
3300 hospitals across India
No Cashless Treatment
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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