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Max Bupa Health Companion Family Floater - 5,7.5,10 & 12.5 Lakh Vs Star Health Super Surplus Individual Gold - 7,10,15,20 & 25 Lakh Health Plan Comparison

Max Bupa
Health Companion
Family Floater
5,7.5,10 & 12.5 Lakh
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Star Health
Super Surplus Individual
Gold
7,10,15,20 & 25 Lakh
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Policy Tenures (Years)
1,2
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
100
65
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
21
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
0
Fully Covered
No. of Day Care Treatments Covered
All
All
OPD Benefit
5000
No Pre-Policy Medical Tests Age
Compulsory for all ages
100
Room Rent
Actual Rent
Actual Rent
ICU Rent
Not Covered
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
3000
1500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Covered , Annual
Organ Donor Expenses
Actual expenses
Not covered
Ayurvedic Treatment
Actual expenses
Not covered
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Co-payment
10% of Sum Assured , 10% of each and every claim amount applicable for
Cashless Hospital Network
3500 hospitals across India
8400 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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