Religare Care - 3 Lacs and 4 Lacs Vs Future Generali Health Total Vital - 5 Lakh Health Plan Comparison
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
Lifelong
Minimum Entry Age (Child)
91 days
1 day
Maximum Entry Age (Child)
24
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
500
All
No Pre-Policy Medical Tests Age
45
50
Room Rent
Not Covered
Actual Rent
ICU Rent
Not Covered
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Optional
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
1500
1500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Organ Donor Expenses
Actual expenses , Subject to Maximum of 50000
Actual expenses , Subject to Maximum of 50000
Ayurvedic Treatment
Actual expenses , Subject to Maximum of 15000
Actual expenses , Subject to Maximum of 15000
Second Opinion
Covered
Not covered
e-Opinion
Not covered
Covered
Cumulative Bonus
Yes, 50% for every claim-free year to max 100%
Cashless Hospital Network
5420 hospitals across India
4200 hospitals across India
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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