Religare Care - 5 Lacs to 10 Lacs Vs Star Health Star Comprehensive Policy Individual - 5 Lakh Health Plan Comparison
Star Health
Star Comprehensive Policy
Individual
5 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
65
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
24
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
500
405
No Pre-Policy Medical Tests Age
45
51
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Not Covered
Domiciliary Treatment
Not Covered
Actual expenses
Maternity Expenses
Not Covered
Waiting period of 36 months
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
2000
2000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered
Covered , Up to 5,000/- once in a block of every 3 claim free years of continuous renewal
Organ Donor Expenses
Actual expenses , Subject to Maximum of 100000
Not covered
Ayurvedic Treatment
Actual expenses , Subject to Maximum of 20000
Not covered
Second Opinion
Covered
Covered
e-Opinion
Not covered
Covered
Cumulative Bonus
Yes, claim free year bonus at 50% of the basic sum insured (max.100%) would be allowed
Co-payment
10% of Sum Assured , 10% of each and every claim made by insured person
Cashless Hospital Network
5420 hospitals across India
6000 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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