Religare Care - 5 Lacs to 10 Lacs Vs United India Platinum Family Floater - 1 to 10 Lakh Health Plan Comparison
United India
Platinum
Family Floater
1 to 10 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
35
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
24
18
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
500
All
No Pre-Policy Medical Tests Age
45
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
2000
Not Covered
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered
Covered , 1% of the average Sum Insured during the preceding three policy periods
Organ Donor Expenses
Actual expenses , Subject to Maximum of 100000
Actual expenses , Subject to Maximum of 100000
Ayurvedic Treatment
Actual expenses , Subject to Maximum of 20000
Actual expenses , Subject to Maximum of 20000
Second Opinion
Covered
Not covered
e-Opinion
Not covered
Not covered
Cashless Hospital Network
5420 hospitals across India
7000 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
0 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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