India's 1st IRDAI Approved Insurance Web Aggregator

Religare Care - 15 Lacs to 40 Lacs Vs HDFC Ergo Health Suraksha Family Floater Silver - 7.5 Lacs to 50 Lacs Health Plan Comparison

Religare
Care
 
15 Lacs to 40 Lacs
Change plan
HDFC Ergo
Health Suraksha Family Floater
Silver
7.5 Lacs to 50 Lacs
Change plan
Policy Tenures (Years)
1,2,3
1,2
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
Lifelong
Minimum Entry Age (Child)
91 days
91 days
Maximum Entry Age (Child)
24
21
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
500
144
OPD Benefit
No Pre-Policy Medical Tests Age
Compulsory for all ages
17
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Not Covered
Actual expenses
Maternity Expenses
Not Covered
Optional
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Optional
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
2500
3500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Covered
Covered
Organ Donor Expenses
Actual expenses , Subject to Maximum of 200000
Actual expenses , Subject to Maximum of 200000
Ayurvedic Treatment
Actual expenses , Subject to Maximum of 30000
Actual expenses , Subject to Maximum of 30000
Second Opinion
Covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 5% on every renewal, for every claim-free year, subject to maximum accumulation of 50% of sum insured
Co-payment
Cashless Hospital Network
5420 hospitals across India
6000 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
Calculate Your Premium
Change Plan
Company name
Plan Name
Sum Assured
Compare
Important: Insurance is the subject matter of solicitation | © 2009-2021 MyInsuranceClub.com