Religare Joy Tomorrow - 5 Lacs Vs Religare Care - 1 Crore to 6 Crores Health Plan Comparison
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
Lifelong
Minimum Entry Age (Child)
1 day
91 days
Maximum Entry Age (Child)
24
24
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
170
500
No Pre-Policy Medical Tests Age
45
Compulsory for all ages
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Waiting period of 24 months
Not Covered
Newborn Coverage
Rs. 50000 for 90days
Not Covered
Ambulance Charges (Rs.)
1000
5000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Organ Donor Expenses
Not covered
Actual expenses , Subject to Maximum of 500000
Ayurvedic Treatment
Not covered
Actual expenses , Subject to Maximum of 50000
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cashless Hospital Network
5420 hospitals across India
5420 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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