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Royal Sundaram Lifeline Family Floater Classic - 2 Lakh to 4 Lakh Vs Liberty Videocon Liberty Health Connect Individual E-Connect - 3 to 5 & 7.5 Lakh Health Plan Comparison

Royal Sundaram
Lifeline Family Floater
Classic
2 Lakh to 4 Lakh
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Liberty Videocon
Liberty Health Connect Individual
E-Connect
3 to 5 & 7.5 Lakh
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Policy Tenures (Years)
1,2,3
2
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
lifelong
65
Minimum Entry Age (Child)
91 days
91 days
Maximum Entry Age (Child)
25
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
Actual
No. of Day Care Treatments Covered
147
140
OPD Benefit
No Pre-Policy Medical Tests Age
Compulsory for all ages
50
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
0
0
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Hospital Cash Benefit
Ambulance Charges (Rs.)
Not Covered
1500
Air Ambulance Charges (Rs.)
3000
Not Covered
Recovery Benefit
Health Check up
Covered , Free Health Check up after a block of 2 Renewals with Us (irrespective of Claims History)
Organ Donor Expenses
Not covered
Rs. Upto 100000
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Co-payment
Cashless Hospital Network
3000 hospitals across India
3300 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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