Royal Sundaram Lifeline Family Floater Classic - 2 Lakh to 4 Lakh Vs United India Gold Family Floater - 1 to 5 Lakh Health Plan Comparison
Royal Sundaram
Lifeline Family Floater
Classic
2 Lakh to 4 Lakh
Change plan
United India
Gold
Family Floater
1 to 5 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
36
Maximum Entry Age (Adult)
lifelong
60
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
25
18
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
Fully Covered
No. of Day Care Treatments Covered
147
All
No Pre-Policy Medical Tests Age
Compulsory for all ages
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
0
0
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Not Covered
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Not Covered
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
Not Covered
Not Covered
Air Ambulance Charges (Rs.)
3000
Not Covered
Health Check up
Covered , 1% of the average Sum Insured during the preceding three policy periods
Organ Donor Expenses
Not covered
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cashless Hospital Network
3000 hospitals across India
7000 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
0 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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