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SBI General Arogya Plus Individual - 1 to 3 Lakh Vs Tata AIG Mediprime Family Floater - 2 to 5,7.5,10 Lakh Health Plan Comparison

SBI General
Arogya Plus
Individual
1 to 3 Lakh
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Tata AIG
Mediprime
Family Floater
2 to 5,7.5,10 Lakh
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Policy Tenures (Years)
1,2,3
1,2
Minimum Entry Age (Adult)
18
5
Maximum Entry Age (Adult)
65
65
Minimum Entry Age (Child)
3 Month
91 days
Maximum Entry Age (Child)
23
5
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
142
140
OPD Benefit
No Pre-Policy Medical Tests Age
56
Compulsory for all ages
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
12
12
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Hospital Cash Benefit
Ambulance Charges (Rs.)
1500
2500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Organ Donor Expenses
Not covered
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Co-payment
Cashless Hospital Network
No Cashless Treatment
No Cashless Treatment
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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