| # | Critical Illness | Categories |
| 1 | Cancer of specified severity | Cancer |
| 2 | Angioplasty | Heart and Artery Benefit |
| 3 | Myocardial Infarction (First Heart Attack - of specified severity) | |
| 4 | Heart Valve Surgery (Open Heart Replacement or repair of Heart Valves) | |
| 5 | Surgery to aorta | |
| 6 | Cardiomyopathy | |
| 7 | Primary (Idiopathic) Pulmonary hypertension | |
| 8 | Open Chest CABG | |
| 9 | Blindness | Major Organ Benefit |
| 10 | End stage Lung Failure (Chronic Lung Disease) | |
| 11 | End stage Liver Failure (Chronic Liver disease) | |
| 12 | Kidney Failure Requiring Regular Dialysis | |
| 13 | Major Organ/ Bone Marrow Transplant | |
| 14 | Apallic Syndrome | Brain and Nervous System Benefit |
| 15 | Benign Brain Tumour | |
| 16 | Brain Surgery | |
| 17 | Coma of specified Severity | |
| 18 | Major Head Trauma | |
| 19 | Permanent Paralysis of Limbs | |
| 20 | Stroke resulting in permanent symptoms | |
| 21 | Alzheimer's Disease | |
| 22 | Motor Neurone Disease with Permanent Symptoms | |
| 23 | Multiple Sclerosis with Persisting Symptoms | |
| 24 | Muscular Dystrophy | |
| 25 | Parkinson’s Disease | |
| 26 | Poliomyelitis | |
| 27 | Loss of Independent Existence | Others |
| 28 | Loss of Limbs | |
| 29 | Deafness | |
| 30 | Loss of Speech | |
| 31 | Medullary Cystic Disease | |
| 32 | Systematic lupus Eryth with Renal Involvement | |
| 33 | Third degree Burns (Major Burns) | |
| 34 | Aplastic |
Please refer to the brochure for more details on the illnesses.
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