Bajaj Allianz Critical Illness
Bajaj Allianz Critical Illness Policy offers a security that a guaranteed cash sum will be paid if the insured is diagnosed with a critical illness. Bajaj Allianz Critical Illness is a benefit policy where the benefit amount as lump sum is payable once the disease is diagnosed and the insured survives 30 days after the diagnosis.
Sum Assured
lump sum benefit
Donor's expenses
Compare this plan with other Health Plans
Key Features
Sum Assured available up to Rs. 50 lacs
If the insured survives 30 days post diagnosis of critical illness, a lump sum benefit amount is paid
Donor’s expenses
Donor’s expenses for transplant (usually not covered under mediclaim) can be paid from the amount received, both in India and abroad
The benefit amount as lump sum
The insured receives the benefit amount as lump sum; this helps him/her to plan the treatment accordingly
What is covered in Bajaj Allianz Critical Illness Plan?
- Cancer
- First heart attack
- Paralysis
- Coronary artery bypass surgery
- Kidney Failure
- Stroke
- Major organ transplant
- Multiple Sclerosis
- Aorta Graft Surgery
- Primary Pulmonary Arterial Hypertension
Benefits
If treatment taken at non-network hospital, the expenses will be reimbursed within 14 days
Wide cover for illnesses and diseases
Tax Benefit
Tax benefit can be claimed under section 80D of the Income Tax Act
Eligibility
| Minimum | Maximum | |
| Coverage Amount (in Rs.) | 1,00,000 | 50,00,000 |
| Policy Term (in years) | 1 | 1 |
| Entry Age (in years) | 6 | 59 |
| Renewable till Age (in years) | - | - |
Exclusions
- Pre-existing critical illness
- Critical illness diagnosed within first 90 days from policy issuance
- Death within 30 days from diagnosing the critical illness
- HIV or AIDS related infection
- Pregnancy related or congenital diseases (existing at birth)
- War, terrorist acts, military acts etc
