India's 1st IRDAI Approved Insurance Web Aggregator

Bajaj Allianz Extra Care

  •  views
  •  views

 

Bajaj Allianz Extra Care Health Insurance Policy

 

Bajaj Allianz Extra Care health cover works as a good add-on policy to the already existing health insurance or mediclaim policy. Bajaj Allianz Extra care policy covers medical expenses in excess of the specified deductible amount and is available as a family floater policy too.  

 

 

Key Features of Bajaj Allianz Extra Care Health Insurance Policy

 

  • No medical check-up required up to 55 yrs
  • For cases where medical test is required, 50% of the charges are reimbursed by Bajaj Allianz on policy issuance
  • Can be purchased in addition to existing health insurance policy
  • Waiting period of your existing policy will be considered
  • 5 family members can be covered under single policy for a single premium

 

 

Type of plans available in Bajaj Allianz Extra Care Health insurance Plan

 

3 plans available:

  1. Plan A: Sum Insured is 10,00,000
  2. Plan B: Sum Insured is 12,00,000
  3. Plan A: Sum Insured is 15,00,000

 

 

What is covered in Bajaj Allianz Extra Care Health Insurance Plan?

 

  • This policy can be taken as add on cover to an existing mediclaim policy. In case of higher expenses due to illness or accidents Bajaj Allianz Extra care policy takes care of the additional expenses. For example, if Mr. A has a mediclaim insurance of Rs. 3 lacs with some other company and his expenses on treatment are Rs. 5 lacs, then the additional Rs. 2 lacs can be claimed under the Bajaj Allianz Extra Care policy.
  • Expenses for any illness or accident
  • Emergency ambulance charges up to Rs.3000
  • Pre Existing diseases covered after 4 years

 

 

Additional Benefits of Bajaj Allianz Extra Care Policy

 

  • If treatment taken at non-network hospital, the expenses will be reimbursed within 14 days
  • Wide cover for illnesses and diseases

 

 

Eligibility and Restrictions of Bajaj Allianz Extra Care Policy

 

 

 

Minimum

Maximum

Coverage Amount (in Rs.)

10,00,000

15,00,000

Policy Term (in years)

1

1

Entry Age (in years)

18

70

Renewable till Age (in years)

-

80

 

 

Family floater policy will cover

 

  • An individual and/or his spouse
  • 3 children

 

 

Tax Benefits in Bajaj Allianz Extra Care Health Insurance Policy

 

Tax benefit can be claimed under section 80D of the Income Tax Act

 

 

Exclusions - What is not covered in Bajaj Allianz Extra Care Policy?

 

  • Pre-existing diseases not covered for first 4 yrs
  • Any illness during the first 30 days of policy issuance
  • Congenital diseases (existing at birth)
  • Non-allopathic, cosmetic and aesthetic treatments
  • HIV or AIDS related
  • Abuse of drugs or alcohol
  • Joint replacement surgery other than due to accidents
  • Fertility related treatment
Compare Health Plans

Leave a Comment

Health Insurance Calculator