Bajaj Allianz Hospital Cash

Bajaj Allianz Hospital Cash Policy pays cash benefit of Rs.500 to Rs.2500 for each day of hospitalisation for a maximum of 30 / 60 days. A single policy can cover individual, spouse and children. A hospital cash policy pays for out-of-pocket costs that are generally not covered by other health policy.

• Provides cash benefits for each and every completed day of hospitalization
• No need to submit any medical bills only discharge card is required
• Double cash benefit in ICU for a maximum of 7 days

• Daily Allowance for each continuous and completed period of 24 hours of Hospitalization necessitated solely by reason of the said Accidental Bodily Injury or Sickness
• Miscellaneous expenses incurred on conveyance to and fro for treatment
• Two times the Daily Allowance for each continuous and completed period of 24 hours required to be spent by the Insured in the Intensive Care Unit of a Hospital during any period of Hospitalization necessitated solely by reason of the said Accidental Bodily Injury or Sickness for a maximum period of 7 days for each Hospitalization
• Cost of personal attendant hired
• All kinds of out-of-pocket expenses
• The policy pays for a max. period of 30/60 completed days per policy period regardless of number of confinements to Hospital /Nursing Home

• The policy can be taken along with any other Health insurance scheme like Central Government Health Scheme (CGHS) or Employee State Insurance Scheme (ESIS)
• Discount of 5% if family members are covered
• Children above 3 yrs can be covered

• An individual and/or his spouse
• Children

Premium amount paid up to Rs. 15000/- p.a. is eligible for tax exemption under SEC 80 D of the Income Tax Act.

• Hospitalisation within 30 days from policy issuance
• Pre-existing diseases
• Surgery or dental treatment
• Pregnancy or childbirth related treatment
• Natural calamities like earthquake
• Accidents related to drunken driving