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Religare Assure

Religare Assure is a comprehensive cover for 20 Critical Illnesses along with a Personal Accident Cover which has some good features such as second opinion and child education cover.

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Annual Health Check-up
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Personal Accident
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Second Opinion

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Religare Assure - Key Features

20 Critical Illnesses
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20 Critical Illnesses

Critical Illness, Surgical Procedures, Medical Events

While an indemnity health cover is a rei...

Annual Health Check-up
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Annual Health Check-up

Personal Accident
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The company will pay a lump sum amount equal to the Sum Insured in the event of Accidental Death or Permanent Total Disablement of the insured.

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Second Opinion
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If you are suffering with a critical illness and wish to get a second opinion of an expert/doctor, the company will arrange one for you, at no extr...

Tax Benefit
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Tax Benefit

Child Education Cover
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In case you ever suffer from any of the specified Critical Illnesses or unfortunate accident leading to death or permanent total disablement, we pa...

Health Check-up
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The company provides a health check-up, once in a policy year, for you to stay health

Eligibility and Restrictions

  Minimum Maximum
Coverage Amount (in Rs.) 5,00,000 1,00,00,000
Policy Term (in years) 1 3
Entry Age (in years) 18 65
Renewable till Age (in years) - Lifelong
No Medical Test Age (in years)

Refer below grid

Medical Check-up Grid

Age / Sum Insured Up to 10 lac Above 10 lac
Up to 45 years No Yes
46 years and above Yes Yes

Exclusions - What is not covered?

  • Any pre-existing illness
  • Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date
  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  • Expenses arising out of or attributable to alcohol or drug use / misuse / abuse
  • Medical expenses incurred for treatment of AIDS
  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  • Congenital disease
  • Cosmetic & aesthetic and obesity related treatment
  • Tests and treatment relating to infertility and invitro fertilization
  • War, riot, strike, nuclear weapons induced hospitalisation