Star Health Diabetes Safe Insurance

• Hospitalisation cover which includes room charges up to 2% of the sum insured per day
• Nursing expenses and Surgeon's fees,
• Fees of Consultant, Anesthetist and Specialist are also provided
• Cost incurred on purchasing medicines and drugs
• Certain treatment is covered under this plan which results due to Diabetes Mellitus Type II.
  • Of the Eyes: Diabetic Retinopathy requiring laser treatment.
  • Of the Kidneys: Diabetic Nephropathy leading to chronic renal failure
  • Of the Feet: Diabetic foot ulcer requiring micro-vascular surgical correction

• Post-renal transplant complications of the insured person covered
• Second transplant following failure of the first transplant covered
• Hospitalisation expenses on donor of kidney for renal transplant surgery are payable

Not available. This is a policy for individuals

Under section 80D of the IT Act, premiums are exempted from taxable income up to the limit of

• Rs.15,000 for individuals and
• Rs 20,000 for senior citizen

• The costs of immune-suppressive drugs and medicines are not included under this plan
• Treatment of Diabetes Mellitus Type II is not included
• Persons who have already developed complications of Diabetic Retinopathy and/or Diabetic Nephropathy leading to Chronic Renal failure and/or Diabetic foot ulcer are not eligible to take the policy