Star Health Wedding Gift

Star Health Wedding Gift Insurance is a unique policy as it covers childbirth related expenses, pre natal and post natal costs etc.

• No medical tests not required before acceptance
• Non-allopathic treatment expenses paid up to 25% of sum insured. Max limit is Rs 25,000

• Hospitalization expenses if admitted for minimum 24 hours
• Provides for room, nursing and boarding expenses to a maximum of Rs.4,000/- per day
• Fees of the Doctor, Consultants, Surgeon, Anesthetist and Specialist are covered
• Emergency ambulance charges up to Rs 1000 per hospitalisation. Max limit is Rs 1500 per policy period
• Medical and nursing care expenses for a few weeks before pregnancy (pre-natal) and for about six weeks after pregnancy (post-natal expenses) 
• Also includes the nursing expenses
• Cost of medicines and drugs
• New born baby cover which includes diseases existing at birth (congenital)
• Post delivery complications covered for mother.
• Expenses for tests in case any disorders in the foetus up to Rs 1000 after waiting period of 27 months or 15 months if policy taken for 4 years

• Post –hospitalization calculated at 7% of the hospitalisation expenses up to a maximum of Rs 5,000
• Pre-hospitalization medical expenses up to 30 days prior to the date of admission
• Cashless hospitalization

Premiums paid are eligible for tax exemption up to the limits of Rs.15,000 under Section 80D of the IT Act

• Expenses incurred during first 36 months for delivery of child. Waiting period reduced to 24 months if policy taken for 4 years
• First 48 months for all pre-existing diseases
• Conditions like cataract, hysterectomy, fibroid, treatment of joints, dysfunctional uterine bleeding, varicose veins, inter-vertebral disc prolapsed etc for first 2 years
• Conditions like hernia, piles, fissure, sinusitis, nasal polyps, gall bladder and renal calculi etc for first year
• Naturopathy treatments
• Congenital external defects except for new born baby
• Cosmetic treatments
• Expenses that are purely diagnostic in nature