Bajaj Allianz Women Specific Critical Illness

Bajaj Allianz Women Specific Critical Illness Plan

 
This is a women-specific Critical Illness Insurance scheme that provides you protection against the risk of 8 critical illnesses. It gives you the security of knowing that a guaranteed cash sum will be paid in case you are diagnosed with a life-threatening illness.
 
A serious critical illness or injury can be cured, but could lead to financial problems for you and your family. Add in mounting costs of hospitalization, compounded by loss of employment in some cases – can now be countered with this specially designed cover that keeps in mind the critical illnesses and other attendant risks that are especially faced by women.
 
 

Bajaj Allianz Women Specific Critical Illness Plan – Eligibility

 

Plan Name	Covers	Add-on Benefits (Inbuilt)	Entry Age	Policy Period	Sum Insured
Women Specific Critical Illness Plan	Critical Illness Cover Congenital Disability Benefit	Children Education Bonus Loss of Job	21 to 65 years	Annual Policy	INR 50000/- INR 100000/- INR 150000/- INR 200000/-

 
 
Annual Premium Chart

Sum Insured	Upto 25 years	26 – 35 years	36 – 40 years	41 – 45 years	46 – 50 years	51 years and above
50000	250	375	688	1000	1500	2188
100000	375	563	1031	1500	2250	3281
150000	500	750	1375	2000	3000	4375
200000	625	938	1719	2500	3750	5469
*All figures in INR

 
 

What is covered under the Bajaj Allianz Women Specific Critical Illness Plan

 Critical Illness Cover 100% of sum insured would be paid if the insured member is diagnosed with listed Critical Illness, (subject to policy terms and conditions), List of specific critical illnesses below –

• Breast Cancer
• Fallopian Tube Cancer
• Uterine/Cervical Cancer
• Ovarian Cancer
• Vaginal Cancer
• Permanent Paralysis of Limbs
• Multitrauma
• Burns

 

• Congenital Disability Benefit

50% of the sum ensured would be payable if the insured member gives birth to a baby having congenital disease/disorder; benefit available for the first two children only. List of congenital diseases covered under Congenital Disability Benefit –

• Down’s syndrome
• Congenital Heart Disease
• Tracheo-esophageal fistula
• Cleft Palate with or without cleft lip
• Spina bifida

 

• Children Education Bonus

If the claim for critical illness benefit is paid under this policy there will be an additional payment of INR 25000/- towards future education of the dependent children (if any)
 

• Loss of Job

In the event of the Insured person losing her job within a period of 3 months of the date of diagnosis of any critical illness as covered in the policy, the policy will pay an amount of INR 25000/- towards loss of employment
 

HAVE ANY DOUBTS THAT NEED TO BE CLARIFIED?

REQUEST A CALLBACK

 

Additional Features in Bajaj Allianz Women Specific Critical Illness Plan      

• Insured receives the amount as lump sum so that she can plan the treatment accordingly
• Coverage for new born baby’s congenital ailments
• Children Education Bonus
• Loss of job
• Hassel-free in-house claim process
• Premium paid is exempt under section 80-D of IT act
• Competitive premium rates

 

Pre Policy Medical Checks

SUM INSURED	21 – 25 years	26 – 35 years	36 – 40 years	41 – 45 years	46 – 50 years	51 – 55 years
50000	nil	nil	nil	nil	nil	nil
100000	nil	nil	nil	nil	FMR,USG	FMR,USG
150000	nil	nil	nil	FMR,USG	FMR,USG,PAP	FMR,USG,PAP
200000	nil	nil	nil	FMR,USG	FMR,USG,PAP	FMR,USG,PAP

 
                                         

What is not covered in Bajaj Allianz Women Specific Critical Illness Plan

 Following are not covered under this plan: 

Exclusions for Breast Cancer

• Pre-Malignant Tumors

Fallopian Tube Cancer:

• Carcinoma in situ
• Dysplasia 
• Inflammatory masses
• Hydatidiform mole
• Trophoblastic tumours

 Cervical Cancer:

• Tumours showing the malignant changes of carcinoma in situ (early form of cancer that is defined by the absence of invasion of tumor cells into the surrounding tissue, usually before penetration through the basement membrane)(including cervical dysplasia CIN-1, CIN-2, and CIN- 3)
• Squamous Intraepithelial Lesion (SIL)
• Fibroid, endometriosis, cystic lesions, Hyperplasia of any type presenting as tumors
• Hydatidiform mole, trophoblastic tumours