HDFC ERGO my asset Primary Home Insurance contains pre-approved value-added features which make for faster, absolute and complete protection to your home and everything you consider valuable. It gives you a choice of 11 different covers to protect your home and belongings. Of these, Section I B (Fire and Allied perils) and Section II (Burglary and/or House breaking) for contents are compulsory covers. In addition to these two compulsory covers, there are 9 Optional covers that include Electronic Equipment( All Risk) , Protection to Domestic Appliances, Baggage Protection, Purchase Protection, Public Liability, Jewellery and Valuables , Wallet Cover, Plate glass and host of other covers that are sought for the protection of home and its contents from various mishaps.
The policy does not cover loss or damage due to