HDFC ERGO my asset Primary Home Insurance
HDFC ERGO my asset Primary Home Insurance contains pre-approved value-added features which make for faster, absolute and complete protection to your home and everything you consider valuable. It gives you a choice of 11 different covers to protect your home and belongings. Of these, Section I B (Fire and Allied perils) and Section II (Burglary and/or House breaking) for contents are compulsory covers. In addition to these two compulsory covers, there are 9 Optional covers that include Electronic Equipment( All Risk) , Protection to Domestic Appliances, Baggage Protection, Purchase Protection, Public Liability, Jewellery and Valuables , Wallet Cover, Plate glass and host of other covers that are sought for the protection of home and its contents from various mishaps.
Key Features of HDFC ERGO my asset Primary Home Insurance
Section I: Fire & Allied Perils (Reconstruction Cost of Building and/or Contents)
This cover provides protection to both your building and its contents against perils like fire, lightning, explosion/implosion, aircraft damage, RSMD, storm, cyclone, impact damage, subsidence, landslide, bursting or overflowing of water, missile testing operations, bush fire and leakage from sprinkler and earthquake.
We also cover loss, destruction or damage to bullion or unset precious stones, any curios or works of art and such things as stated in the policy up to an amount of INR 10,000/-
This makes sure you do not have to bear the financial brunt of losing prized possessions and valuables.
Please note that up to 3% and 1% of the admissible claim amount in the event of a loss will be paid for expenses related to architecture fees and debris removal, respectively.
Section II: Burglary and/or House Breaking for Contents
This cover provides protection to contents against loss due to burglary and/or house breaking. Further, damage to the house due to attempted burglary and/or house breaking is also compensated for, up to INR 10,000. 1% of each claim amount with a minimum of INR 2.500 will be borne by you.
Exclusions - What is not covered in HDFC ERGO my asset Primary Home Insurance?
The policy does not cover loss or damage due to
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