Bonus rates for Aegon Life Educare Insurance Plan

The table below shows the Bonus rates declared for Aegon Life Educare Insurance Plan from inception. You can use this to calculate the Aegon Life Educare Insurance Plan Maturity Value. The vested simple reversionary bonus rates are percentage of Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured x Bonus Rate / 100 = 5,00,000 x Bonus Rate / 100

Simple Reversionary Bonus

  

Year	Policy Term (Years)	Bonus Rate
2018-19	All	5.05%
2017-18	All	5.05%
2016-17	All	5.05%
2015-16	All	5.05%
2014-15	All	5.05%
2013-14	All	5.05%
2012-13	All	5.05%
2011-12	All	5.05%
2010-11	All	NA

The bonus rates mentioned above are not an indicator of future bonuses.

Terminal Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Terminal Bonus being declared in this plan.
 

Maturity Value

So to get to the Aegon Life Educare Insurance Plan, you have to add all of the following - Sum Assured + Simple Reversionary Bonus + Terminal Bonus 

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Aegon Life Educare Insurance Plan

Please contact the Aegon Life's office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - Aegon Life Educare Insurance Plan