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Aviva Life Money Back Plan Bonus Rates. Calculate returns & Maturity Value
Aviva Life Money Back Plan Bonus Rates. Calculate returns & Maturity Value

Bonus rates for Aviva Money Back Plan

The table below shows the Bonus rates declared for Aviva Money Back Plan from inception. You can use this to calculate the Aviva Money Back Plan Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus

The bonus declared every year from the 4th Policy Year onwards based on Aviva life experience, and which shall vest in the Policy.
Year Bonus Rate (Per 1000 Sum Assured)
2019 45
2018 45
2017 40
2016 40
2015 40
2014 40
2013 40
2012 40

Guaranteed Additions (GA)

An amount of Rs.40 per Rs.1000 Sum Assured for every completed Policy Year, which will vest in the Policy for the first three Policy Years, provided there is no outstanding payment of Regular Premium due.

Terminal Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. 
Year Policy Year of Exit Bonus Rate (Per 1000 Sum Assured)
2019 6 170
7 185
8 200
9 215
10 230
11 245
12 260
2018 6 150
7 150
8 150
9 170
10 170
11 170
2017 All 120

Maturity Value

So to get to the Aviva Money Back Plan, you have to add all of the following - 120 % of Sum Assured + Guaranteed Additions + Simple Reversionary Bonus Any special bonus Terminal Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Aviva Money back Plan 

Please contact the Aviva Life office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here -  Aviva Life Money Back Plan Review

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