Bonus rates for Aviva Life Dhan Vriddhi PlusThe table below shows the Bonus rates declared for Aviva Life Dhan Vriddhi Plus Plan from inception. You can use this to calculate the Aviva Life Dhan Vriddhi Plus Plan Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.
In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:
Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate
The bonus declared every year from the 4th Policy Year onwards based on Aviva life experience, and which shall vest in the Policy.
Simple Reversionary Bonus
|Year||Premium Payment Term (Years)||Bonus Rate in Rs. (Per 1000 Sum Assured)|
An amount of Rs.40 per Rs.1000 Sum Assured for every completed Policy Year, which will vest in the Policy for the first three Policy Years, provided there is no outstanding payment of Regular Premium due.
Guaranteed Additions (GA)
Terminal BonusThis is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We dont have any information on terminal bonus in this plan
Maturity ValueSo to get to the Aviva Dhan Vriddhi Plus Plan, you have to add all of the following - Sum Assured + Guaranteed Additions + Simple Reversionary Bonus + Any special bonus + Terminal Bonus
Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Aviva Money back Plan
Please contact the Aviva Life office for exact details of the bonus which has accrued in your plan.