Bonus rates for Bajaj Allianz Child Gain Insurance Plan

The table below shows the Bonus rates declared for Bajaj Allianz Child Gain Insurance Plan from inception. You can use this to calculate the Bajaj Allianz Child Gain Insurance Plan Maturity Value. The vested simple reversionary bonus rates are percentage of Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured x Bonus Rate / 100 = 5,00,000 x Bonus Rate / 100

Simple Reversionary Bonus

  

Year	Bonus Rate
2018-19	2.75
2017-18	2.75%
2016-17	2.75%
2014-15	2.75%

Compound Reversionary Bonus

Compound Reversionary Bonus (CRB) is calculated as a percentage of Sum Assured plus all previously accrued bonuses.
 

Year	Bonus Rate
2010-11	2.50%

 

Terminal Bonus

Terminal Bonus is calculated on the sum assured and for each completed year of the policy subject to at least 5 years and is payable on maturity or death.
  

Year	Bonus Rate
2018-19	2.80%
2017-18	1.50%
2016-17	1.50%
2014-15	2.00%
2010-11	1.50%

 

Interim Bonus

Year	Bonus Rate
2018-19	2.75%
2017-18	2.75%
2016-17	2.75%
2014-15	2.75%

 

Maturity Value

So to get to the Bajaj Allianz Child Gain Insurance Plan, you have to add all of the following - 40 % of Sum Assured + Reversionary Bonus (SRB & CRB) + Interim Bonus + Terminal Bonus 

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Bajaj Allianz Child Gain Insurance Plan

Please contact the Bajaj Allianz Life's office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here -  Bajaj Allianz Life Child Gain Insurance Plan