Bonus rates for Bajaj Allianz Swarna Vishranti Insurance PlanThe table below shows the Bonus rates declared for Bajaj Allianz Swarna Vishranti Insurance Plan from inception. You can use this to calculate the Bajaj Allianz Swarna Vishranti Insurance Plan Death Benefit Value. The vested simple reversionary bonus rates are percentage of Sum Assured.
In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:
Bonus Value = Sum Assured x Bonus Rate / 100 = 5,00,000 x Bonus Rate / 100
Simple Reversionary Bonus
Compound Reversionary BonusCompound Reversionary Bonus (CRB) is calculated as a percentage of Sum Assured plus all previously accrued bonuses.
We dont have any information on CRB for this plan.
Terminal Bonus is calculated on the sum assured and for each completed year of the policy subject to at least 5 years and is payable on maturity or death.
Special Bonus (One Time Bonus):
A one time special bonus of 1% of base sum assured will also be paid for all the participating policies, which are in force for full sum assured as on 31st March 2018 and only payable at the time of claim. This ia a one time bonus and is not a compound reversionary bonus.
Maturity ValueAs this is a pension plan so there is no Maturity Value.
So to get to the Bajaj Allianz Swarna Vishranti Insurance Plan, you have to add all of the following - Sum Assured + Reversionary Bonus (SRB & CRB) + Interim Bonus + Terminal Bonus
Death benefit Value
Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Bajaj Allianz Swarna Vishranti Insurance Plan
Please contact the Bajaj Allianz Life's office for exact details of the bonus which has accrued in your plan.
You can read know more about the plan and it’s working here - Bajaj Allianz Life Swarna Vishranti Insurance Plan