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Bharti AXA Life Elite Secure
Bharti AXA Life Elite Secure Insurance Plan
Bharti Axa Life Elite Secure is a vanilla Term Plan for high sum assured. Bharti AXA Elite Secure Plan is a simple term plan where the nominee would get the Sum Assured as the Death Benefit if the Life Insured dies within the policy tenure. However, if the Life Insured survives the entire policy term, then there is no Maturity Benefit that is paid to the policyholder. This plan is purely for protection purpose.
Sample illustration of premium amount in Bharti AXA Elite Secure Plan
The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 50 lakhs and Policy Term = 25 years
Additional Features and Benefits of Bharti AXA Elite Secure Plan
Riders – There are 2 riders available with this plan
1. Accidental Death and Disability Benefit Rider and
2. Critical Illness Benefit Rider
What happens if?
You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period of the unpaid premium due date. It can however be re-instated within 2 years of lapsation by paying up all due premiums with interest.
You want to surrender the policy – There are no surrender benefits under this term plan.
You want a loan against your policy – Loan facility is not available under this policy.