Bonus rates for Bharti AXA Life Samriddhi Plan

The table below shows the Bonus rates declared for Bharti AXA Life Samriddhi Policy from inception. You can use this to calculate the Bharti AXA Life Samriddhi Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 

Year	Premium Payment Term (in years)	Bonus Rate
2018-2019	5 years	2.60%
	12 years	3.90%
	10 years	1.90%
	15 years	2.70%
	20 years	3.15%
	25 years	3.55%
	30 years	4.35%
	35 years	5.15%
2017-2018	5 years	2.60%
	12 years	3.90%
	10 years	1.90%
	15 years	2.70%
	20 years	3.15%
	25 years	3.55%
	30 years	4.35%
	35 years	5.15%
2016-2017	5 years	2.60%
	10 years	1.90%
	12 years	3.90%
	15 years	2.70%
	20 years	3.15%
	25 years	3.55%
	30 years	4.35%
	35 years	5.15%
2015-2016	5 years	2.60%
	10 years	1.90%
	12 years	3.90%
	15 years	2.70%
	20 years	3.15%
	25 years	3.55%
	30 years	4.35%
	35 years	5.15%
2014-2015	5 years	2.60%
	10 years	1.90%
	12 years	3.90%
	15 years	2.70%
	20 years	3.15%
	25 years	3.55%
	30 years	4.35%
	35 years	5.15%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured. As of now, no terminal bonus has been declared in this plan.

Maturity Value
So to get to the Bharti AXA Life Samriddhi Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Bharti AXA Life Samriddhi Policy. 

Please contact the Bharti AXA Life office for exact details of the bonus which has accrued in your plan. You can read more about the plan and it’s working here - Bharti AXA Life Samriddhi Insurance Plan.