Bharti Axa True Wealth

This is a unit-linked insurance policy (ULIP) where the premium amount is invested in the markets (debt, equity and cash market instruments). The value of investments may go up or down, hence the risk in ULIPS is borne by the policy holder and not by the insurance company.

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NAV Guarantee
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  Equity exposure
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payment option

Compare this plan with other Investment Plans

Bharti Axa True Wealth - Key Features

NAV Guarantee
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Highest daily NAV Guarantee for the first 7 years on maturity or a minimum of Rs 12



  Equity exposure
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Equity exposure with a capital guarantee.

payment option
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5 years payment option available

Sample illustration of returns in Bharti AXA Life True Wealth Plan
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Male of age 35 years

Premium               = Rs.25,000

Policy Term          = 10 y...

Bharti Axa True Wealth - Benefits

Death Benefit

In case of death of the policy holder, the nominee gets

  • Option A - Sum Assured plus Fund Value
  • Optio...

Maturity Benefit

If the policy holder survives the policy term, then he gets the Fund Value.

Fund Value is calculated according to the highest of the followi...

Income Tax Benefit

Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C. The maturity amount...


Type of Rider


Investment Fund Options

The plan has only 1 investment option:

  • True Wealth Fund


You are not allowed to top up in this plan.


No switching allowed under this policy as there is only 1 fund option

Partial Withdrawal

You are allowed to make partial withdrawals in this policy after 5 complete policy years. The minimum amount of partial withdrawal should be Rs. 1,...

Eligibility conditions and other restrictions in Bharti AXA Life True Wealth Plan




Sum Assured (in Rs.)

If age at entry 8-44 years, SA = 10 X Annual Premium

If age at entry 45-60 years, SA= 7 X Annual Premium

Policy Term (in years)

10 years

Premium Payment Term (in years)

5 years

Lock-in period

5 years

Entry Age of Policyholder

8 years

60 years

Age at Maturity

18 years

70 years

Regular premium

Rs 18,000 p.a.

No Limit

Single premium

Not Allowed

Payment modes

Annual, Semi-annual, quarterly and monthly

Top-up premium

Not allowed

Bharti Axa True Wealth - FAQs

angle right iconWhat happens if You stop paying the premium before 5 years ?

If the policy holder stops paying the premium, the insurance cover will cease and the fund value net of any discontinuance charge will be transferred to the Discontinued Policy Fund. The proceeds from this fund will be payable after the fifth policy anniversary. In case of death of the Life Assured during this period, only the accumulated fund value will be payable to the nominee.

angle right iconWhat happens if You stop paying the premium after 5 years ?

If the policy holder stops paying the premium after 5 years, then the accumulated policy fund amount till the date of discontinuance shall be paid to the policy holder and the policy will terminate immediately.

angle right iconWhat happens if You want a loan against your policy ?

There is no loan facility in this product.