Bonus rates for BSLI Regular Return Plan (UIN -109N081V01) & (UIN -109N081V02)

The table below shows the Bonus rates declared for BSLI Savings Plan from inception. You can use this to calculate the Birla Sun Life Insurance Savings Plan Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus (UIN - 109N081V01) 

Year	Sum Assured (Rs.)	Bonus Rate (Per 1000 Sum Assured)
2019-2020	All Bands	29
2017-2018	All Bands	29
2016-2017	All Bands	29
2015-2016	All Bands	30
2014-2015	1,00,000 to 1,99,999	30
	2,00,000 to 3,99,999	30
	4,00,000 to 7,99,999	30
	8,00,000 & above	30
2013-2014	1,00,000 to 1,99,999	30
	2,00,000 to 3,99,999	30
	4,00,000 to 7,99,999	30
	8,00,000 & above	30

Simple Reversionary Bonus (UIN - 109N081V02)

Year	Sum Assured (Rs.)	Bonus Rate (Per 1000 Sum Assured)
2019-2020	All Bands	29
2017-2018	All Bands	29
2016-2017	All Bands	29
2015-2016	All Bands	30

Maturity Value

So to get to the Maturity value of BSLI Vision Regular Return Plan, you have to add all of the following - Accrued Bonuses – Non-guaranteed Survival benefits already paid.​
 

Death Benefit

To get the Death benefit of BSLI Vision Regular Return Plan, you have to add Sum assured on death + Accrued bonuses as on date of death.

Terminal Bonus

Terminal bonus is one time bonus which is payable at maturity. As of now, no terminal bonus has been declared in this plan.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your BSLI Vision Regular Return Plan 

Please contact the Birla Sun Life's office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - Birla Sun Life Vision Regular Return Plan Review.