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DHFL Pramerica Smart Cash Protect Plan - Bonus Rates. Calculate returns, Maturity Value
DHFL Pramerica Smart Cash Protect Plan - Bonus Rates. Calculate returns, Maturity Value
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Bonus rates for DHFL Pramerica Smart Cash Protect Plan (UIN – 140N037V01, 140N037V02) 

The table below shows the Bonus rates declared for DHFL Pramerica Smart Cash Plan from inception. You can use this to calculate the DHFL Pramerica Smart Cash Plan Maturity Value. The vested simple reversionary bonus rates are percentage of Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured x Bonus Rate / 100 = 5,00,000 x Bonus Rate / 100


Simple Reversionary Bonus 

Year Premium Paying Term (Years) Bonus Rate
2018-2019 12 2.55%
15 2.60%
20 2.70%
2017-2018 12 2.55%
15 2.60%
20 2.70%
2016-2017 12 2.40%
15 2.50%
20 2.60%
2015-2016 12 2.65%
15 2.75%
20 2.85%
2014-2015 12 2.85%
15 2.95%
20 3.05%
2013-2014 12 3.20%
15 3.30%
20 3.40%


Maturity Value

So to get to the Maturity value of DHFL Pramerica Smart Cash Protect Plan, you have to add all of the following - 50% of Sum Assured + Accrued Bonuses + Final Bonus (if any).


Final Bonus

Final bonus is one time bonus which is payable at maturity. As of now we don't have any information on this.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your DHFL Pramerica Smart Cash Protect Plan 

Please contact the DHFL Pramerica Life's office for exact details of the bonus which has accrued in your plan.

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