Future Generali Care Plus Plan is a vanilla term plan. It serves for all types of people looking for Life Coverage. This is a Traditional Plan without Bonus Facility.
There are 2 variants of the Future Generali Care Plus Plan –
Future Generali Care Plus Classic Plan - For Sum Assured till Rs 24,99,999
Future Generali Care Plus Premier Plan - For Sum Assured of Rs 25 lacs and more
In this plan, premium needs to be paid till the end of the Policy Term. This being a pure protection plan has no Maturity Benefit. However, if the Life Insured dies within the Policy tenure, then the nominee would get the Sum Assured as Death Benefit.
Compare Term Insurance Plans
|
Minimum |
Maximum |
Sum Assured (in Rs.) |
10,00,000 for Classic 25,00,000 for Premier |
24,99,999 for Classic No Limit for Premier |
Policy Term (in years) |
5 |
30 |
Premium Payment Term (in years) |
Equal to Policy Term |
Equal to Policy Term |
Entry Age of Policyholder (in years) |
18 |
60 |
Age at Maturity (in years) |
NA |
65 |
Premium (in Rs.) |
Rs. 2,500 p.a. for Classic Rs. 5,000 p.a. for Premier |
No Limit |
Payment modes |
Annual, Semi-Annual and Monthly(ECS Only) |
The below illustration is for a healthy Male (non-tobacco user) opting for a
Sum Assured = Rs. 15 Lacs under Classic Option
Sum Assured = Rs. 50 Lacs under Premier Option
Policy Term = 20 years
Riders – There are 2 riders available in this policy