Bonus rates for Future Generali InstaLife Plan (UIN:133N004V01) 

The table below shows the Bonus rates declared for Future Generali InstaLife Plan from inception. You can use this to calculate the Future Generali InstaLife Plan Maturity Value. Compounded Reversionary Bonus for your policy is calculated as a percentage of sum assured and all previously accrued bonuses and is paid to you as per policy conditions.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) + Previously accrued bonuses = (5,00,000 x Bonus Rate / 100) + Previously accrued bonuses

Compound Reversionary Bonus Future Generali InstaLife - Regular pay (UIN:133N004V01)  

 

Year	Bonus Rate
2017-18	2.00%
2016-17	2.00%
2015-16	2.15%
2014-15	2.15%
2013-14	2.15%
2012-13	2.15%
2011-12	2.15%
2010-11	1.85%
2009-10	1.85%
2008-09	1.85%

Compound Reversionary Bonus Future Generali InstaLife - Single pay (UIN:133N004V01)  

 

Year	Bonus Rate
2017-18	4.50%
2016-17	2.50%
2015-16	2.50%
2014-15	2.50%
2013-14	2.15%
2012-13	2.15%
2011-12	2.15%
2010-11	1.85%
2009-10	1.85%
2008-09	1.85%

 

Terminal Bonus

Terminal Bonus refers to a one time payment which is applicable to your policy and is payable either on death or maturity as the case may be.

Compound Reversionary Bonus Future Generali InstaLife - Single pay (UIN:133N004V01)

Year	Bonus Rate
2016-17	5.0% of (Sum assured + Vested Bonus)
2015-16	5.0% of (Sum assured + Vested Bonus)

Maturity Value

So to get to the Maturity value of Future Generali Life InstaLife Plan, you have to add all of the following - Sum Assured + Vested Compounded Reversionary Bonus + Terminal Bonus (if any).

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Future Generali InstaLife Plan

Please contact the Future Generali Life's office for exact details of the bonus which has accrued in your plan.