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HDFC Life Assurance Plan Bonus Rates. Calculate returns & Maturity Value
HDFC Life Assurance Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for HDFC Life Assurance Plan

The table below shows the Bonus rates declared for HDFC Life Assurance Policy from inception. You can use this to calculate the HDFC Life Assurance Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2019-20 -
2018-19 2.50%
2017-18 2.50%
2016-17 2.50%
2015-16 3.25%
2014-15 3.25%
2013-14 3.25%
2012-13 3.25%
2010-11 3.25%
2009-10 3.25%
2008-09 3.25%
2007-08 3.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.
 
Year Policy Term (in years) Terminal Bonus Rates
    TB Rates for Death and Surrender TB Rates for Maturity
2020 10 23% 30%
11 30% 34.50%
12 32% 38.75%
13 38% 45%
14 42% 52.25%
15 45% 67.25%
2019 10 23% 27%
11 30% 33%
12 32% 37%
13 38% 43%
14 42% 50%
15 NA NA
2018 10 21% 24%
11 25% 30%
12 30% 35%
13 35% 40%
2017 10 20%
11 22.50%
12 25%
13 NA
31st March 2016 10 20.00%
11 22.50%
12 25.00%
31st March 2015   18.00%
31st March 2014   15.00%


Maturity Value
So to get to the HDFC Life Assurance Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Life Assurance Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Life Assurance Plan.
 
 

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