India's 1st IRDAI Approved Insurance Web Aggregator
HDFC Classic Assure Plan Bonus Rates. Calculate returns & Maturity Value
HDFC Classic Assure Plan Bonus Rates. Calculate returns & Maturity Value

Bonus rates for HDFC Classic Assure Plan

The table below shows the Bonus rates declared for HDFC Classic Assure Policy from inception. You can use this to calculate the HDFC Classic Assure Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
Year Bonus Rate
2017-18 2.00%
2016-17 2.00%
2015-16 2.75%
2014-15 2.75%
2013-14 2.75%
2012-13 3.00%
2011-12 3.00%
2010-11 3.00%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured. As of now, no terminal bonus has been declared in this plan.

Maturity Value
So to get to the HDFC Classic Assure Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Classic Assure Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Classic Assure Plan.


Leave a Comment

Important: Insurance is the subject matter of solicitation | © 2009-2022