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HDFC Life Easy Health Plan

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This plan has been withdrawn by the insurance company and is no longer available for sale.

HDFC Life Easy Health Plan

A health insurance product which will provide a lump sum amount if you are hospitalized or undergo any Surgical Procedure or are diagnosed with Critical Illness.
A Fixed Benefit, health insurance product that provides coverage against:
  • Hospitalization and/or
  • Surgical procedures and/or
  • Critical illness
Depending upon the plan option chosen.
The cover will be available for a period of 5 years. You have the option to pay single or regular premiums.
 

Key Features of HDFC Life Easy Health Plan

Flexibility
  • Pay Single / Regular Premium based on your convenience

Daily Hospital Cash Benefit
  • Daily Hospital Cash Benefit available from Rs. 250 to
           Rs. 5000 per day as per your requirement


Surgical Benefit
  • Get lump sum payout in case of any of the 138 surgeries specified.

Critical Illness Benefit
  • Lump sum payout in case diagosed with any of the 18 Critical Illnesses specified

Value For Money
  • Avail Multiple Claim
  • Get Double Benefit in case of hospitalization in ICU

Tax Benefit
  • Receive tax benefits under Section 80D as per applicable tax laws


Eligibility and other restrictions in HDFC Life Easy Health Plan

 
Minimum Entry Age (last birthday) 18 years
Maximum Entry Age (last birthday) 65 years
Minimum Maturity Age (last birthday) 23 years
Maximum Maturity Age (last birthday) 70 years
Policy Term 5 years
Premium Payment Frequency Single / Regular Premium
Premium Payment Mode One time / Yearly
Premium** Single Pay Minimum : Rs. 2,184
Maximum: Rs. 4,04,279
Regular Pay Minimum : Rs. 676
Maximum: Rs. 1,22,068
 
**This premium is exclusive of taxes and levies as applicable.

Benefits in HDFC Life Easy Health Plan


Daily Hospital Cash Benefit:
1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively 
Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term

Surgical Benefit:
Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery

Critical Illness Benefit:
100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified
 

Other Benefits in HDFC Life Easy Health Plan


Loan:
Loan is not available under the product
Tax Benefits:
You may be eligible for tax benefits under Section 80D of the
Income-tax Act 1961.
Surrender Benefit
  • No surrender value shall be payable if any claim has been made under this product
  • The policy can only be surrendered in full, partial surrender (i.e. surrender of a few benefits) shall not be allowed
  • In case of Regular Premium paying policies, no surrender benefit is payable
  • In case of Single Premium paying policies, surrender benefit payable shall be as follows: 
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