HDFC Life Easy Health Plan
A health insurance product which will provide a lump sum amount if you are hospitalized or undergo any Surgical Procedure or are diagnosed with Critical Illness.
A Fixed Benefit, health insurance product that provides coverage against:
- Hospitalization and/or
- Surgical procedures and/or
- Critical illness
Depending upon the plan option chosen.
The cover will be available for a period of 5 years. You have the option to pay single or regular premiums.
Key Features
Pay Single / Regular Premium based on your convenience
Daily Hospital Cash Benefit available from Rs. 250 to Rs. 5000 per day as per your requirement
Get lump sum payout in case of any of the 138 surgeries specified.
Lump sum payout in case diagosed with any of the 18 Critical Illnesses specified
Receive tax benefits under Section 80D as per applicable tax laws
Avail Multiple Claim
Get Double Benefit in case of hospitalization in ICU
Benefits
1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively
Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term
Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery
100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified
Loan is not available under the product
You may be eligible for tax benefits under Section 80D of the Income-tax Act 1961.
- No surrender value shall be payable if any claim has been made under this product
- The policy can only be surrendered in full, partial surrender (i.e. surrender of a few benefits) shall not be allowed
- In case of Regular Premium paying policies, no surrender benefit is payable
- In case of Single Premium paying policies, surrender benefit payable shall be as follows:
Eligibility
Minimum Entry Age (last birthday) | 18 years | |
Maximum Entry Age (last birthday) | 65 years | |
Minimum Maturity Age (last birthday) | 23 years | |
Maximum Maturity Age (last birthday) | 70 years | |
Policy Term | 5 years | |
Premium Payment Frequency | Single / Regular Premium | |
Premium Payment Mode | One time / Yearly | |
Premium** | Single Pay | Minimum : Rs. 2,184 Maximum: Rs. 4,04,279 |
Regular Pay | Minimum : Rs. 676 Maximum: Rs. 1,22,068 |