MyInsuranceClub
menu

HDFC Life Easy Health Plan

A health insurance product which will provide a lump sum amount if you are hospitalized or undergo any Surgical Procedure or are diagnosed with Critical Illness.
A Fixed Benefit, health insurance product that provides coverage against:

  • Hospitalization and/or
  • Surgical procedures and/or
  • Critical illness

Depending upon the plan option chosen.
The cover will be available for a period of 5 years. You have the option to pay single or regular premiums.

day-care-treatment-overview icon
Daily Hospital Cash Benefit
tax-benefit-overview icon
Tax Benefits
earn-and-burn-overview icon
Value For Money
Compare this plan with other Health Plans
Select City
By clicking “Show Premiums”, I authorize MyInsuranceClub to Call/Message & agree to Terms of Use

Key Features

key-feature-header-icon
Flexibility

Pay Single / Regular Premium based on your convenience

Daily Hospital Cash Benefit

Daily Hospital Cash Benefit available from Rs. 250 to Rs. 5000 per day as per your requirement

Surgical Benefit

Get lump sum payout in case of any of the 138 surgeries specified.

Critical Illness Benefit

Lump sum payout in case diagosed with any of the 18 Critical Illnesses specified

Tax Benefit

Receive tax benefits under Section 80D as per applicable tax laws

Value For Money

Avail Multiple Claim

Get Double Benefit in case of hospitalization in ICU

Benefits

policy-benefits-header-icon
Daily Hospital Cash Benefit:

1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively
Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term

Surgical Benefit

Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery

Critical Illness Benefit

100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified

Loan

Loan is not available under the product

Tax Benefits

You may be eligible for tax benefits under Section 80D of the Income-tax Act 1961.

Surrender Benefit
  • No surrender value shall be payable if any claim has been made under this product
  • The policy can only be surrendered in full, partial surrender (i.e. surrender of a few benefits) shall not be allowed
  • In case of Regular Premium paying policies, no surrender benefit is payable
  • In case of Single Premium paying policies, surrender benefit payable shall be as follows:

Eligibility

tab-eligibility-header-icon
Minimum Entry Age (last birthday) 18 years
Maximum Entry Age (last birthday) 65 years
Minimum Maturity Age (last birthday) 23 years
Maximum Maturity Age (last birthday) 70 years
Policy Term 5 years
Premium Payment Frequency Single / Regular Premium
Premium Payment Mode One time / Yearly
Premium** Single Pay Minimum : Rs. 2,184
Maximum: Rs. 4,04,279
Regular Pay Minimum : Rs. 676
Maximum: Rs. 1,22,068