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HDFC Life Money Back Plan Bonus Rates. Calculate returns & Maturity Value
HDFC Life Money Back Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for HDFC Life Money Back Plan

The table below shows the Bonus rates declared for HDFC Life Money Back Policy from inception. You can use this to calculate the HDFC Life Money Back Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2018-19 2.00%
2017-18 2.00%
2016-17 2.00%
2015-16 2.00%
2014-15 2.00%
2013-14 2.00%
2012-13 2.00%
2011-12 2.00%
2010-11 2.00%
2009-10 2.00%
2008-09 2.25%
2007-08 2.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.
 
Year Policy Term ( in years) Terminal Bonus Rate  
    TB for Death and Surrender TB for Maturity
2020 10 16.00% 16.50%
  11 21.00% 21.00%
  12 26.00% 26.00%
  13 31.00% 31.00%
  14 36.00% 36.00%
  15 37.00% 43.50%
2019 10 16.00% 16.00%
  11 21.00% NA
  12 26.00% NA
  13 31.00% NA
  14 36.00% NA
  15 37.00% 41.00%
2018 10 15.00% 15.00%
15 37.00% 40.00%
2017 10 13.50%
15 30.00%
31st March 2016 10 13.50%
15 30.00%
31st March 2015 10 13.50%
15 28.00%
31st March 2014   13.00%
31st March 2013   12.50%
31st March 2012   12.50%
31st March 2011   10.00%
31st March 2010   4.00%

Maturity Value
So to get to the HDFC Life Money Back Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Life Money Back Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.

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