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HDFC Life Savings Assurance Plan Bonus Rates. Calculate returns & Maturity Value
HDFC Life Savings Assurance Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for HDFC Life Savings Assurance Plan

The table below shows the Bonus rates declared for HDFC Life Savings Assurance Policy from inception. You can use this to calculate the HDFC Life Savings Assurance Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2019-20 -
2018-19 2.50%
2017-18 2.50%
2016-17 2.50%
2015-16 3.25%
2014-15 3.25%
2013-14 3.25%
2012-13 3.25%
2011-12 3.25%
2010-11 3.25%
2009-10 3.25%
2008-09 3.25%
2007-08 3.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.
 
Year Policy Term (in years) Bonus Rate
    TB Rates for Deaths & Surrenders TB Rates for Maturities
2020 10 25.00% 28.50%
  11 28.00% 31.00%
  12 32.00% 36.00%
  13 34.00% 41.00%
  14 39.00% 45.00%
  15 45.00% 53.00%
  16 51.00% 59.00%
2019 10 25.00% 27.50%
11 28.00% NA
12 32.00% 35.00%
13 34.00% 40.00%
14 39.00% 45.00%
15 45.00% 52.00%
2018 10 26.75% 26.75%
11 NA NA
12 32.50% 32.50%
13 35.00% 35.00%
14 38.50% 38.50%
2017 10 26.00%
11 28.50%
12 31.50%
13 35.00%
14 NA
2016 10 26.00%
11 28.50%
12 31.50%
13 35.00%
2015 - 19.00%
2014 - 20.00%
2013 - 25.00%


Maturity Value
So to get to the HDFC Life Savings Assurance Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Life Savings Assurance Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Life Savings Assurance Plan.
 
 

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