Bonus rates for HDFC Life Uday Plan

The table below shows the Bonus rates declared for HDFC Life Uday Policy from inception. You can use this to calculate the HDFC Life Uday Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 

Year	Bonus Rate
2018-19	3.60% for policy term 12 years 4.00% for policy term 15 years
2017-18	3.60% for policy term 12 years 4.00% for policy term 15 years
2016-17	3.60% for all policy terms
2015-16	3.60%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured. As of now, no terminal bonus has been declared in this plan.

Maturity Value
So to get to the HDFC Life Uday Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Life Uday Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Life Uday Plan.