Bonus rates for HDFC Whole Of Life Insurance Plan

The table below shows the Bonus rates declared for HDFC Whole Of Life Insurance Policy from inception. You can use this to calculate the HDFC Whole Of Life Insurance Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 

Year	Bonus Rate
2017-18	4.50%
2016-17	4.50%
2015-16	4.50%
2014-15	4.50%
2013-14	4.50%
2012-13	4.50%
2011-12	4.50%
2010-11	4.50%
2009-10	4.50%
2008-09	5.00%
2007-08	5.00%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.
 

Year	Policy Term (in years)	Bonus Rate
31st March 2016	10	14.00%
	15	40.00%
31st March 2015		12.50%
31st March 2014		12.50%

Maturity Value
So to get to the HDFC Whole Of Life Insurance Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Whole Of Life Insurance Policy. 

Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Whole Of Life Insurance Plan.