Bonus rates for HDFC Whole Of Life Insurance PlanThe table below shows the Bonus rates declared for HDFC Whole Of Life Insurance Policy from inception. You can use this to calculate the HDFC Whole Of Life Insurance Plan Maturity Value. The vested bonus rates are percentage of Sum Assured.
In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:
Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)
Simple Reversionary Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.
|Year||Policy Term (in years)||Bonus Rate|
|31st March 2016||10||14.00%|
|31st March 2015||12.50%|
|31st March 2014||12.50%|
So to get to the HDFC Whole Of Life Insurance Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.
Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your HDFC Whole Of Life Insurance Policy.
Please contact the HDFC Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - HDFC Whole Of Life Insurance Plan.