Bonus rates for ICICI Pru Anmol Bachat Plan

The table below shows the Bonus rates declared for ICICI Pru Anmol Bachat Policy from inception. You can use this to calculate the ICICI Pru Anmol Bachat Plan Maturity Value. Reversionary Bonus is the bonus declared every year as a percentage of (Guaranteed Maturity Benefit#/Sum Assured* + sum of all earlier declared Revisionary Bonuses). It is payable on death of the life assured or maturity of the policy.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:
Bonus Value = (Guaranteed Maturity Benefit x Bonus Rate)

Please refer your policy document for Guaranteed Maturity Benefit in ICICI pru Anmol Bachat Plan. 


Simple Reversionary Bonus for ICICI Pru Anmol Bachat (Regular Premium) Series 1 Plan
 

Year	Bonus Rate
2019	0.90%
2018	0.90%
2017	0.90%
2016	1.15%
2015	1.40%

Simple Reversionary Bonus for ICICI Pru Anmol Bachat (Regular Premium) Series 2 Plan
 

Year	Bonus Rate
2019	1.25%
2018	1.25%
2017	1.25%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured. 
 

Year	Term(in years)	Bonus Rate
2019	5	10%

Maturity Value in ICICI Pru Anmol Bachat Plan
On survival of the life assured till the end of the policy term for a policy on which all due premiums are paid,
the following will be payable as Maturity Benefit = Higher of (D, E)

Where D is Guaranteed Maturity Benefit (GMB) + Accrued Guaranteed Additions + Subsisting reversionary bonuses if any + Terminal bonus if any

& E = 100.1% X (annualized premium plus loadings for modal premiums, if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for yourICICI Pru Anmol Bachat Policy. 

Please contact the ICICI Pru office for exact details of the bonus which has accrued in your plan.