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ICICI Pru Forever Life Plan Bonus Rates. Calculate returns & Maturity Value
ICICI Pru Forever Life Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for ICICI Pru Forever Life (Regular Premium) Plan

The table below shows the Bonus rates declared for ICICI Pru Forever Life (Regular Premium) Policy from inception. You can use this to calculate the ICICI Pru Forever Life (Regular Premium) Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2019 3.00%
2018 2.75%
2017 2.75%
2016 2.75%
2015 3.00%
2014 2.75%
2013 2.75%
2012 2.75%
2011 3.00%
2010 2.75%
2009 2.50%
2008 3.00%
2007 3.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.

ICICI Pru Forever Life Regular Premium Plan Series-1 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 15 and above 35%
2018 15 and above 35%
2017 15 and above 35%
2016 14 and above 35%
2015 13 and above 35%
2014 12 to 13 25%
2013 11 to 12 25%
2012 20%
2011 20%
2010 15%


ICICI Pru Forever Life Regular Premium Plan Series-2 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 7 to 9 20%
10 to 11 25%
12 and above 35%
2018 7 to 8 20%
10 to 11 25%
12 and above 35%
2017 6 to 8 20%
10 25%
12 and above 35%
2016 5 to 9 20%
10 and 11 30%
12 and above 35%
2015 5 to 9 20%
10 and above 35%
2014 5 to 12 20%
2013 5 to 11 20%
2012 15%
2011 up to 7 years 10%
8 20%
9 years and above 25%
2010 20%
2009 5%

Maturity Value
So to get to the ICICI Pru Forever Life (Regular Premium) Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

One time Bonus
 
Year Bonus Rate
2010 1.25%


Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your ICICI Pru Forever Life (Regular Premium) Policy. 

Please contact the ICICI Pru Life office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - ICICI Pru Forever Life Plan.
 
 

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