Bonus rates for ICICI Prudential Whole Life Plan

The table below shows the Bonus rates declared for ICICI Prudential Whole Life Policy from inception. You can use this to calculate the ICICI Prudential Whole Life Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 

Year	Policy Term (in years)	Bonus Rate
2019	Up to 15 years	3.00%
	16 to 20 years	3.40%
	21 to 25 years	4.20%
	26 years and above	4.60%
2018	Up to 15 years	3.00%
	16 to 20 years	3.40%
	21 to 25 years	4.20%
	26 years and above	4.60%
2017	Up to 15 years	3.00%
	16 to 20 years	3.40%
	21 to 25 years	4.20%
	26 years and above	4.60%
2016	Up to 15 years	3.25%
	16 to 20 years	3.65%
	21 to 25 years	4.45%
	26 years and above	4.85%
2015	Up to 15 years	3.50%
	16 to 20 years	3.90%
	21 to 25 years	4.70%
	26 years and above	5.10%
2014	Up to 15 years	3.50%
	16 to 20 years	3.90%
	21 to 25 years	4.70%
	26 years and above	5.10%
2013	Up to 15 years	3.50%
	16 to 20 years	3.90%
	21 to 25 years	4.70%
	26 years and above	5.10%
2012	Up to 15 years	3.50%
	16 to 20 years	3.90%
	21 to 25 years	4.70%
	26 years and above	5.10%
2011	Up to 15 years	3.50%
	16 to 20 years	3.90%
	21 to 25 years	4.70%
	26 years and above	5.10%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured. As of now, no terminal bonus has been declared in this plan.

Maturity Value
So to get to the ICICI Prudential Whole Life Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your ICICI Prudential Whole Life Policy. 

Please contact the ICICI Pru office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - ICICI Prudential Whole Life Plan.