India's 1st IRDAI Approved Insurance Web Aggregator

ICICI Prudential Pure Protect Elite

  •  views
  •  views
This plan has been withdrawn by the insurance company and is no longer available for sale.

Pure Protect Classic Plan from ICICI Prudential Life Insurance

ICICI Prudential Pure Protect Classic Plan is a variant of Pure Protect Plan which is only for low sum assured till less than Rs 25 lakhs. It is a pure term plan with additional rider benefits available. Thus if the life insured dies within the policy tenure, the nominee is eligible to get the sum assured and nothing is payable on maturity.

Key Features of Pure Protect Classic Plan

It is a pure Term Insurance Policy with Death Benefit only and no Maturity Benefit
There are additional benefits of Accidental Death and Disability and Waiver of Premium rider
This is a cheap term insurance policy with high sum insurance discount available
Have any doubts that need to be clarified? Request a Call Back


Benefits you get from Pure Protect Classic plan

Death Benefit – Being a pure term insurance plan, there is only death benefit payable to the nominee if the life insured dies within the policy tenure.

Maturity Benefit – Being a pure term insurance plan, there are no maturity benefits under this plan.

Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C


Eligibility conditions and other restrictions in Pure Protect Classic plan




Sum Assured (in Rs.)

Subject to minimum premium as applicable


Policy Term (in years)



Premium Payment Term (in years)

Equal to policy term

Equal to policy term

Entry Age of Policyholder



Age at Maturity



Single premium



Payment modes

Only Yearly


Sample illustration of premium amount in Pure Protect Classic plan

The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 15 lakhs and Policy Term = 30 years

 ICICI Prudential Pure Protect Classic Term Plan premium rates


Additional Features and Benefits of Pure Protect Classic Plan

Riders – There are 2 additional riders available with this plan namely

·         Accidental Death and Disability rider - In event of death due to accident, the total additional Sum Insured is paid out to the nominee and in the event of total and permanent disability, 10% of the Rider Sum Assured is paid out every year, for 10 years

·         Waiver of Premium Benefit rider- In event of total and permanent disability due to an accident, the company would pay all the future premiums till maturity.


What happens if?

You stop paying the premium – then the policy would lapse after the grace period ends and all benefits would stop. However it can be revived within 2 years on payment of premium and interest.

You want to surrender the policy – There are no surrender benefits under this ICICI Prudential Pure Protect Classic term plan.

You want a loan against your policy – Loan facility is not available under this policy.


Compare Term Plans

Leave a Comment

Term Insurance Calculator
Important: Insurance is the subject matter of solicitation | © 2009-2022