Bonus rates for ICICI Prudential Save N Protect Plan

The table below shows the Bonus rates declared for ICICI Prudential Save N Protect Policy from inception. You can use this to calculate the ICICI Prudential Save N Protect Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 

Year	Bonus Rate
2019	2.00%
2018	2.00%
2017	2.00%
2016	2.25%
2015	2.50%
2014	2.25%
2013	2.25%
2012	2.25%
2011	2.50%
2010	2.50%
2009	2.25%
2008	3.00%
2007	3.25%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.

ICICI Prudential Save N Protect Plan Series-1 Terminal Bonus Rate
 

Year	Policy Term (in years)	Bonus Rate
2019	10	15%
	11 to 15	30%
	16 to 18	35%
	19 and above	45%
2018	10	15%
	11 to 15	30%
	16 and above	35%
2017	10	15%
	11 and above	30%
	16 and above	35%
2016	10	20%
	11 and above	20%
2015	10	30%
	11 and above	40%
2014	11 to 12	25%
	13 and above	30%
2013	11 to 12	25%
	13 and above	30%
2012	20%
2011	20%
2010	15%

ICICI Prudential Save N Protect Plan Series-2 Terminal Bonus Rate
 

Year	Policy Term (in years)	Bonus Rate
2019	10 and 11	20%
	12	25%
	13 to 16	30%
	17 and above	35%
2018	10 and 11	20%
	12	25%
	13 and above	30%
2017	10 and 11	20%
	12	25%
	13 and above	30%
2016	10 and 11	20%
	12 and above	25%
2015	8 to 10	25%
	11 and above	25%
2014	8 to 10	15%
	11 and above	20%
2013	8 to 10	15%
	11 and above	20%
2012	15%
2011	15%

Maturity Value
So to get to the ICICI Prudential Save N Protect Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

One time Bonus
 

Year	Bonus Rate
2010	1.50%

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your ICICI Prudential Save N Protect Policy. 

Please contact the ICICI Pru office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - ICICI Prudential Save N Protect Plan.