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ICICI Prudential Save N Protect Plan Bonus Rates. Calculate returns & Maturity Value
ICICI Prudential Save N Protect Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for ICICI Prudential Save N Protect Plan

The table below shows the Bonus rates declared for ICICI Prudential Save N Protect Policy from inception. You can use this to calculate the ICICI Prudential Save N Protect Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2019 2.00%
2018 2.00%
2017 2.00%
2016 2.25%
2015 2.50%
2014 2.25%
2013 2.25%
2012 2.25%
2011 2.50%
2010 2.50%
2009 2.25%
2008 3.00%
2007 3.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.

ICICI Prudential Save N Protect Plan Series-1 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 10 15%
11 to 15 30%
16 to 18 35%
19 and above 45%
2018 10 15%
11 to 15 30%
16 and above 35%
2017 10 15%
11 and above 30%
16 and above 35%
2016 10 20%
11 and above 20%
2015 10 30%
11 and above 40%
2014 11 to 12 25%
13 and above 30%
2013 11 to 12 25%
13 and above 30%
2012 20%
2011 20%
2010 15%


ICICI Prudential Save N Protect Plan Series-2 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 10 and 11 20%
12 25%
13 to 16 30%
17 and above 35%
2018 10 and 11 20%
12 25%
13 and above 30%
2017 10 and 11 20%
12 25%
13 and above 30%
2016 10 and 11 20%
12 and above 25%
2015 8 to 10 25%
11 and above 25%
2014 8 to 10 15%
11 and above 20%
2013 8 to 10 15%
11 and above 20%
2012 15%
2011 15%


Maturity Value
So to get to the ICICI Prudential Save N Protect Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

One time Bonus
 
Year Bonus Rate
2010 1.50%

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your ICICI Prudential Save N Protect Policy. 

Please contact the ICICI Pru office for exact details of the bonus which has accrued in your plan.You can read more about the plan and it’s working here - ICICI Prudential Save N Protect Plan.

 

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