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ICICI Pru Smart Kid Plan Bonus Rates. Calculate returns & Maturity Value
ICICI Pru Smart Kid Plan Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for ICICI Pru Smart Kid Plan

The table below shows the Bonus rates declared for ICICI Pru Smart Kid Policy from inception. You can use this to calculate the ICICI Pru Smart Kid Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus
 
Year Bonus Rate
2019 2.25%
2018 2.00%
2017 2.00%
2016 2.25%
2015 2.50%
2014 2.25%
2013 2.25%
2012 2.25%
2011 2.50%
2010 2.50%
2009 2.25%
2008 3.00%
2007 3.25%


Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal bonus declared as a percentage of sum assured.

ICICI Pru Smart Kid Plan Series-1 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 17 and above 50%
2018 16 and above 45%
2017 15 and above 45%
2016 14 and above 35%
2015 13 and above 35%
2014 11 and above 25%
2013 11 to 12 25%
2012 20%
2011 20%


ICICI Pru Smart Kid Plan Series-2 Terminal Bonus Rate
 
Year Policy Term (in years) Bonus Rate
2019 10 15%
11 20%
12 25%
13 to 14 35%
15 35%
16 and above 45%
2018 10 15%
11 20%
12 25%
13 and above 35%
2017 10 15%
11 20%
12 25%
13 and above 35%
2016 10 15%
11 20%
12 and above 25%
2015 11 and above 25%
2014 10 15%
11 and above 20%
2013 10 15%
11 and above 20%
2012 15%


Maturity Value
So to get to the ICICI Pru Smart Kid Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

One time Bonus
 
Year Bonus Rate
2010 1.50%


Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your ICICI Pru Smart Kid Policy. 

Please contact the ICICI Pru office for exact details of the bonus which has accrued in your plan.

 

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