Bonus rates for IDBI Federal Life Childsurance Savings Protection Plan (UIN:135N032V01) 

The table below shows the Bonus rates declared for Lifesurance Suvidha Savings Insurance Plan from inception. You can use this to calculate the IDBI Federal Childsurance Savings Protection Plan Maturity Value. Reversionary Bonus for your policy is calculated as a percentage of sum assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) = 5,00,000 x Bonus Rate / 100

Reversionary Bonus for IDBI Federal Childsurance Savings Protection Insurance Plan ( UIN -135N032V01)

 

Year	Policy Term(Years)	Premium Payment Term	Bonus Rate
2018-19	10 to 14	5 to 9	2.4%
	15 to 19	10 to 14	2.3%
	20 to 25	15+	2.5%
	10 to 14	10 to 14	1.7%
	15 to 19	15 to 19	1.9%
	20+	20+	2.2%
2017-18	10 to 14	5 to 9	2.4%
	15 to 19	10 to 14	2.3%
	20 to 25	15+	2.5%
	10 to 14	10 to 14	1.7%
	15 to 19	15 to 19	1.9%
	20 to 25	20 to 25	2.2%
2016-17	10 to 14	5 to 9	2.4%
	15 to 19	10 to 14	2.3%
	20 to 25	15+	2.5%
	10 to 14	10 to 14	1.7%
	15 to 19	15 to 19	1.9%
	20+	20+	2.2%
2015-16	10 to 14	5 to 9 (Limited Premium Payment)	3.50%
	15 to 25	10 to 20 (Limited Premium Payment)	3.00%
	10 to 25	10 to 25 (Limited Premium Payment)	2.3%

 

Terminal Bonus

Terminal Bonus refers to a one time payment which is applicable to your policy and is payable at the time of claim i.e either on death or maturity as the case may be.

As of now we dont have any information on terminal bonus of this plan.

Maturity Benefit

So to get to the Survival value of IDBI Federal Life Childsurance Savings Protection Plan, you have to add all of the following - Maturity Sum Insured + Vested Guaranteed Annual Payout + Vested Revisionary Bonuses declared from 1st year onward + Terminal Bonus (if any) + Interim Bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your IDBI Federal Life Childsurance Savings Protection Plan

Please contact the IDBI Federal Life's office for exact details of the bonus which has accrued in your plan.